U UPST

Upstart Holdings Inc

$21.31

-7.43% ($1.71)

Volume 12.24M

52W High $52.10

52W Low $20.60

Market Cap $2.07B

Next Earnings Report

Last Reported

Nov 3, 2026 Missed

Actual: $0.20 vs. Consensus: $0.23

Last 11 quarters

Q2 2026 Aug 4, 2026

1-Day: -0.40%

Q1 2026 May 12, 2026

1-Day: -3.05%

Q1 2026 May 5, 2026

1-Day: -7.92%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$304.2M	+34.4%	90.8%	6.3%	$18.6M
Q3'25	$285.9M	+65.3%	96.9%	11.2%	$31.8M
Q2'25	$265.1M	+90.6%	97.1%	2.1%	$5.6M
Q1'25	$220.4M	+59.1%	96.8%	-1.1%	-$2.4M
Q4'24	$226.4M	+52.0%	93.3%	-1.2%	-$2.8M
Q3'24	$173.0M	+28.5%	93.8%	-3.9%	-$6.8M
Q2'24	$139.1M	+2.5%	91.8%	-39.2%	-$54.5M
Q1'24	$138.5M	+34.6%	92.3%	-46.6%	-$64.6M

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q3 2026	Nov 3, 2026	$0.23	$0.58	$0.20	-13.04%	Missed
Q2 2026	Aug 4, 2026	$0.30	$0.54	$0.18	-40.00%	Missed
Q1 2026	May 12, 2026	$0.49	$0.57	$0.30	-38.14%	Missed
Q1 2026	May 5, 2026	$0.43	$0.49	$0.30	-30.23%	Missed
Q4 2025	Feb 17, 2026	$0.47	$0.54	--	--	--
Q4 2025	Feb 10, 2026	$0.46	$0.53	$0.50	+8.70%	Missed
Q3 2025	Nov 6, 2025	$0.42	$0.48	$0.52	+23.81%	Beat
Q3 2025	Nov 4, 2025	$0.42	$0.48	$0.52	+23.81%	Beat
Q2 2025	Aug 5, 2025	$0.25	$0.29	$0.36	+44.00%	Beat
Q1 2025	May 6, 2025	$0.17	$0.20	$0.30	+76.47%	Beat
Q4 2024	Feb 11, 2025	-$0.04	-$0.04	$0.26	--	Beat
Q3 2024	Nov 7, 2024	-$0.15	-$0.15	-$0.06	+60.00%	Beat