U UNH

Unitedhealth Group Inc

HEALTHCARE PLANS · HEALTHCARE

UnitedHealth Group Incorporated is a premier American multinational managed healthcare and insurance provider based in Minnetonka, Minnesota. As the largest insurer by net premiums and the second-largest healthcare organization by revenue, which reached $257.1 billion in 2020, the company boasts a r...

$415.39

+0.24% (+$0.99)

Volume 3.21M

52W High $461.62

52W Low $231.54

Market Cap $409.85B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$4.08

Whisper EPS

$4.34

6.4% above consensus

Last Quarter

$6.38

Current Streak

2 Beats

Avg Surprise (4Q)

+12.90%

Next Earnings Report

Reports in 83 days

Report Date Oct 27, 2026

Whisper Spread +6.40%

Consensus Estimate

$4.08

Official analyst average

Whisper Number

$4.34

What traders expect

Bullish Sentiment: The whisper number is 6.4% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 11 quarters

Price Movement Around Earnings

Q2 2026 Jul 16, 2026

1-Day: +0.64%

5-Day: +3.06%

Q1 2026 Apr 21, 2026

1-Day: +2.17%

Q1 2026 Apr 16, 2026

1-Day: +2.60%

5-Day: +9.36%

Q4 2025 Jan 27, 2026

1-Day: +3.98%

Revenue & Financial Performance

Revenue Whisper

$119.32B

TWN Proprietary Estimate

Last Quarter Revenue

$112.03B

+0.4% YoY

Gross Margin

32.7%

Net Margin: 4.9%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q2'26	$112.03B	+0.4%	32.7%	7.1%	$5.48B
Q1'26	$111.72B	+2.0%	22.7%	8.1%	$6.28B
Q4'25	$113.22B	+12.3%	16.3%	0.3%	$10.0M
Q3'25	$113.16B	+12.2%	18.2%	3.8%	$2.35B
Q2'25	$111.62B	+12.9%	17.9%	4.6%	$3.41B
Q1'25	$109.58B	+9.8%	21.7%	8.3%	$6.29B
Q4'24	$100.81B	+6.8%	21.1%	7.7%	$5.54B
Q3'24	$100.82B	+9.2%	22.8%	8.6%	$6.06B

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q2 2026	Jul 16, 2026	$4.94	$5.00	$6.38	+29.15%	Beat
Q1 2026	Apr 21, 2026	$6.60	$6.53	$7.23	+9.55%	Beat
Q1 2026	Apr 16, 2026	$6.89	$6.89	--	--	--
Q4 2025	Jan 27, 2026	$2.11	$2.11	$2.11	+0.00%	Met
Q3 2025	Oct 28, 2025	$2.81	$2.78	$2.92	+3.91%	Beat
Q2 2025	Jul 29, 2025	$4.45	$4.54	$4.08	-8.31%	Missed
Q1 2025	Apr 17, 2025	$7.29	$7.06	$7.20	-1.23%	Beat
Q4 2024	Jan 16, 2025	$6.74	$6.96	$6.81	+1.04%	Missed
Q3 2024	Oct 15, 2024	$7.03	$6.86	$7.15	+1.71%	Beat
Q2 2024	Jul 16, 2024	$6.63	$6.81	$6.80	+2.56%	Met
Q1 2024	Apr 16, 2024	$6.62	$6.85	$6.91	+4.38%	Met
Q4 2023	Jan 12, 2024	$5.99	$6.24	$6.16	+2.84%	Missed