T TFSL

TFS Financial Corporation

$14.30

+0.49% (+$0.07)

Volume 604,981

52W High $15.42

52W Low $11.29

Market Cap $3.43B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.08

Whisper EPS

$0.08

0.8% above consensus

Last Quarter

$0.08

Current Streak

1 Miss

Avg Surprise (4Q)

+0.69%

Next Earnings Report

Reports in 22 days

Report Date Apr 29, 2026

Whisper Spread +0.75%

Consensus Estimate

$0.08

Official analyst average

Whisper Number

$0.08

What traders expect

Bullish Sentiment: The whisper number is 0.8% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 29, 2026

1-Day: -4.19%

5-Day: -1.77%

Q3 2025 Oct 30, 2025

1-Day: +0.38%

5-Day: +1.51%

Q2 2025 Jul 30, 2025

1-Day: +3.97%

5-Day: +1.43%

Q1 2025 Apr 30, 2025

1-Day: +2.01%

5-Day: +4.48%

Revenue & Financial Performance

Revenue Whisper

$213.0M

TWN Proprietary Estimate

Last Quarter Revenue

$205.8M

+6.5% YoY

Gross Margin

41.2%

Net Margin: 10.8%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$205.8M	+6.5%	41.2%	13.9%	$22.3M
Q3'25	$207.2M	+6.3%	40.8%	15.7%	$26.0M
Q2'25	$198.5M	+3.8%	40.6%	13.8%	$21.5M
Q1'25	$193.0M	+2.0%	40.2%	13.7%	$21.0M
Q4'24	$193.3M	+5.3%	39.5%	14.7%	$22.4M
Q3'24	$194.9M	+12.1%	38.0%	11.8%	$18.2M
Q2'24	$191.2M	+17.6%	39.8%	13.2%	$20.0M
Q1'24	$189.2M	+23.8%	41.3%	13.7%	$20.7M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 29, 2026	$0.09	$0.10	$0.08	-11.11%	Missed
Q3 2025	Oct 30, 2025	$0.08	$0.08	$0.09	+12.50%	Beat
Q2 2025	Jul 30, 2025	$0.08	$0.08	$0.08	+0.00%	Missed
Q1 2025	Apr 30, 2025	$0.07	$0.08	$0.07	+0.00%	Missed
Q4 2024	Jan 30, 2025	$0.06	$0.06	$0.08	+33.33%	Beat
Q3 2024	Oct 30, 2024	$0.06	$0.07	$0.06	+0.00%	Missed
Q2 2024	Jul 30, 2024	$0.06	$0.07	$0.07	+16.67%	Beat
Q1 2024	Apr 30, 2024	$0.06	$0.07	$0.07	+16.67%	Beat
Q4 2023	Jan 30, 2024	$0.06	$0.06	$0.07	+16.67%	Beat
Q3 2023	Oct 26, 2023	$0.05	$0.05	$0.07	+40.00%	Beat
Q2 2023	Jul 27, 2023	$0.04	$0.04	$0.06	+50.00%	Beat
Q1 2023	Apr 27, 2023	$0.08	$0.08	$0.06	-25.00%	Missed