T TCBI

Texas Capital Bancshares Inc

$95.97

+0.16% (+$0.15)

Volume 235,097

52W High $108.92

52W Low $59.37

Market Cap $4.22B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.42

Whisper EPS

$1.54

8.6% above consensus

Last Quarter

$2.08

Current Streak

3 Beats

Avg Surprise (4Q)

+15.72%

Next Earnings Report

Reports in 9 days

Report Date Apr 16, 2026

Time BMO

Whisper Spread +8.62%

Consensus Estimate

$1.42

Official analyst average

Whisper Number

$1.54

What traders expect

Bullish Sentiment: The whisper number is 8.6% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 22, 2026

1-Day: -5.08%

5-Day: -4.51%

Q3 2025 Oct 22, 2025

1-Day: +3.04%

5-Day: +4.72%

Q2 2025 Jul 17, 2025

1-Day: +0.29%

5-Day: -0.04%

Q1 2025 Apr 17, 2025

5-Day: -0.21%

Revenue & Financial Performance

Revenue Whisper

$585.0M

TWN Proprietary Estimate

Last Quarter Revenue

$504.4M

+2.6% YoY

Gross Margin

64.9%

Net Margin: 20.0%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$504.4M	+2.6%	64.9%	28.4%	$100.7M
Q3'25	$529.2M	+56.7%	62.1%	26.0%	$105.2M
Q2'25	$493.6M	+4.5%	59.3%	20.7%	$77.3M
Q1'25	$471.7M	+2.8%	55.9%	12.8%	$47.0M
Q4'24	$491.6M	+9.7%	54.0%	19.0%	$71.0M
Q3'24	$337.8M	-28.5%	34.2%	-23.7%	-$61.3M
Q2'24	$472.5M	+5.5%	52.3%	12.4%	$41.7M
Q1'24	$458.7M	+8.6%	51.7%	7.6%	$26.1M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 22, 2026	$1.77	$1.95	$2.08	+17.51%	Beat
Q3 2025	Oct 22, 2025	$1.77	$1.50	$2.18	+23.16%	Beat
Q2 2025	Jul 17, 2025	$1.29	$1.10	$1.63	+26.36%	Beat
Q1 2025	Apr 17, 2025	$0.96	$0.82	$0.92	-4.17%	Beat
Q4 2024	Jan 23, 2025	$1.08	$0.92	$1.43	+32.41%	Beat
Q3 2024	Oct 17, 2024	$0.95	$0.91	-$1.42	--	Missed
Q2 2024	Jul 18, 2024	$0.86	$0.87	$0.80	-6.98%	Missed
Q1 2024	Apr 18, 2024	$0.61	$0.63	$0.46	-24.59%	Missed
Q4 2023	Jan 18, 2024	$0.72	$0.74	$0.65	-9.72%	Missed
Q3 2023	Oct 19, 2023	$1.07	$1.05	$1.18	+10.28%	Beat
Q2 2023	Jul 20, 2023	$0.95	$0.87	$1.33	+40.00%	Beat
Q1 2023	Apr 20, 2023	$0.87	$0.80	$0.70	-19.54%	Missed