T TBBK

Bancorp Inc (The)

$55.65

+1.53% (+$0.84)

Volume 286,157

52W High $81.65

52W Low $40.51

Market Cap $2.45B

← Back to Calendar Compare with Others →

What to Watch This Quarter

Based on historical data

Consensus EPS

$1.34

Whisper EPS

$1.27

5.1% below consensus

Last Quarter

$1.28

Current Streak

2 Misss

Avg Surprise (4Q)

-8.13%

Next Earnings Report

Reports in 16 days

Report Date Apr 23, 2026

Time AMC

Whisper Spread -5.12%

Consensus Estimate

$1.34

Official analyst average

Whisper Number

$1.27

What traders expect

Cautious Sentiment: The whisper number is 5.1% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 29, 2026

1-Day: -15.72%

5-Day: -14.04%

Q3 2025 Oct 30, 2025

1-Day: -15.32%

5-Day: -19.47%

Q2 2025 Jul 24, 2025

1-Day: -8.55%

5-Day: -6.75%

Q1 2025 Apr 24, 2025

1-Day: -3.42%

5-Day: -1.89%

Revenue & Financial Performance

Revenue Whisper

$241.0M

TWN Proprietary Estimate

Last Quarter Revenue

$169.8M

-12.3% YoY

Gross Margin

75.6%

Net Margin: 33.1%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$169.8M	-12.3%	75.6%	44.2%	$56.3M
Q3'25	$216.8M	+26.3%	59.8%	33.7%	$54.9M
Q2'25	$226.9M	+35.0%	60.3%	35.1%	$59.8M
Q1'25	$223.4M	+35.3%	57.5%	33.7%	$57.2M
Q4'24	$193.7M	+30.0%	66.2%	39.4%	$55.9M
Q3'24	$171.7M	+10.2%	71.2%	40.2%	$51.5M
Q2'24	$168.0M	+7.9%	73.4%	42.7%	$53.7M
Q1'24	$165.2M	+9.3%	73.6%	45.4%	$56.4M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 29, 2026	$1.46	$1.44	$1.28	-12.33%	Missed
Q3 2025	Oct 30, 2025	$1.33	$1.32	$1.18	-11.28%	Missed
Q2 2025	Jul 24, 2025	$1.28	$1.26	$1.27	-0.78%	Beat
Q1 2025	Apr 24, 2025	$1.24	$1.23	$1.19	-4.03%	Missed
Q4 2024	Jan 30, 2025	$1.13	$1.09	$1.15	+1.77%	Beat
Q3 2024	Oct 24, 2024	$1.12	$1.08	$1.04	-7.14%	Missed
Q2 2024	Jul 25, 2024	$1.07	$1.05	$1.07	+0.00%	Beat
Q1 2024	Apr 25, 2024	$1.06	$1.08	$1.06	+0.00%	Missed
Q4 2023	Jan 25, 2024	$0.95	$0.99	$0.81	-14.74%	Missed
Q3 2023	Oct 26, 2023	$0.93	$0.97	$0.93	+0.00%	Missed
Q2 2023	Jul 27, 2023	$0.88	$0.92	$0.89	+1.14%	Missed
Q1 2023	Apr 27, 2023	$0.76	$0.77	$0.88	+15.79%	Beat