S SLM

SLM Corp

$21.64

-0.46% ($0.10)

Volume 5.38M

52W High $34.97

52W Low $17.77

Market Cap $5.64B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.90

Whisper EPS

$0.95

5.6% above consensus

Last Quarter

$1.12

Current Streak

1 Beat

Avg Surprise (4Q)

+37.58%

Next Earnings Report

Reports in 15 days

Report Date Apr 22, 2026

Whisper Spread +5.56%

Consensus Estimate

$0.90

Official analyst average

Whisper Number

$0.95

What traders expect

Bullish Sentiment: The whisper number is 5.6% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 21, 2026

1-Day: +1.02%

5-Day: +3.59%

Q3 2025 Oct 22, 2025

1-Day: -1.00%

5-Day: +5.37%

Q2 2025 Jul 24, 2025

1-Day: +2.28%

5-Day: +0.66%

Q1 2025 Apr 24, 2025

1-Day: -1.39%

5-Day: +2.42%

Revenue & Financial Performance

Revenue Whisper

$789.0M

TWN Proprietary Estimate

Last Quarter Revenue

$733.9M

+6.5% YoY

Gross Margin

64.4%

Net Margin: 31.8%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$733.9M	+6.5%	64.4%	43.1%	$233.2M
Q3'25	$830.3M	+22.6%	44.1%	22.4%	$135.9M
Q2'25	$683.5M	-12.7%	37.3%	12.8%	$71.3M
Q1'25	$862.1M	+2.9%	64.7%	46.8%	$304.5M
Q4'24	$689.2M	-5.0%	40.9%	19.2%	$111.6M
Q3'24	$677.2M	+0.1%	16.6%	-8.8%	-$45.2M
Q2'24	$783.3M	+0.7%	63.5%	43.2%	$252.0M
Q1'24	$837.7M	+27.1%	65.6%	46.3%	$289.9M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 21, 2026	$0.56	$0.53	$1.12	+98.34%	Beat
Q3 2025	Oct 22, 2025	$0.82	$0.70	$0.63	-23.17%	Missed
Q2 2025	Jul 24, 2025	$0.50	$0.43	$0.32	-36.00%	Missed
Q1 2025	Apr 24, 2025	$1.18	$1.00	$1.40	+18.64%	Beat
Q4 2024	Jan 23, 2025	$0.55	$0.47	$0.50	-9.09%	Beat
Q3 2024	Oct 23, 2024	$0.12	$0.12	-$0.23	--	Missed
Q2 2024	Jul 24, 2024	$0.84	$0.81	$1.11	+32.14%	Beat
Q1 2024	Apr 24, 2024	$1.07	$1.04	$1.27	+18.69%	Beat
Q4 2023	Jan 24, 2024	$0.89	$0.76	$0.91	+2.25%	Beat
Q3 2023	Oct 25, 2023	$0.31	$0.26	$0.11	-64.52%	Missed
Q2 2023	Jul 26, 2023	$1.16	$0.99	$1.10	-5.17%	Beat
Q1 2023	Apr 26, 2023	$0.35	$0.30	$0.47	+34.29%	Beat