N NBHC

National Bank Holdings Corp - Class A

$39.58

+0.25% (+$0.10)

Volume 333,665

52W High $42.99

52W Low $32.83

Market Cap $1.35B

← Back to Calendar Compare with Others →

What to Watch This Quarter

Based on historical data

Consensus EPS

$0.71

Whisper EPS

$0.70

1.7% below consensus

Last Quarter

$0.60

Current Streak

1 Miss

Avg Surprise (4Q)

-9.30%

Next Earnings Report

Reports in 21 days

Report Date Apr 28, 2026

Whisper Spread -1.73%

Consensus Estimate

$0.71

Official analyst average

Whisper Number

$0.70

What traders expect

Cautious Sentiment: The whisper number is 1.7% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 27, 2026

1-Day: -0.50%

Q3 2025 Oct 21, 2025

1-Day: +2.30%

Q2 2025 Jul 22, 2025

1-Day: +2.78%

Q1 2025 Apr 22, 2025

1-Day: -6.23%

Revenue & Financial Performance

Revenue Whisper

$156.0M

TWN Proprietary Estimate

Last Quarter Revenue

$140.8M

-3.5% YoY

Gross Margin

71.5%

Net Margin: 11.4%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$140.8M	-3.5%	71.5%	20.0%	$16.0M
Q3'25	$151.9M	-2.1%	72.0%	28.4%	$35.3M
Q2'25	$147.0M	+1.3%	70.2%	28.3%	$34.0M
Q1'25	$144.2M	-2.6%	62.9%	20.7%	$24.2M
Q4'24	$145.9M	-2.2%	67.2%	23.8%	$28.2M
Q3'24	$155.2M	+7.9%	66.3%	25.7%	$33.0M
Q2'24	$145.1M	+8.6%	64.4%	21.9%	$26.1M
Q1'24	$148.1M	+16.7%	67.8%	26.3%	$31.4M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 27, 2026	$0.82	$0.83	$0.60	-26.83%	Missed
Q3 2025	Oct 21, 2025	$0.85	$0.87	$0.92	+8.24%	Beat
Q2 2025	Jul 22, 2025	$0.79	$0.78	$0.88	+11.39%	Beat
Q1 2025	Apr 22, 2025	$0.75	$0.77	$0.63	-16.00%	Missed
Q4 2024	Jan 22, 2025	$0.77	$0.80	$0.86	+11.69%	Beat
Q3 2024	Oct 22, 2024	$0.74	$0.76	$0.86	+16.22%	Beat
Q2 2024	Jul 23, 2024	$0.74	$0.76	$0.68	-8.11%	Missed
Q1 2024	Apr 24, 2024	$0.76	$0.79	$0.82	+7.89%	Beat
Q4 2023	Jan 23, 2024	$0.82	$0.85	$0.87	+6.10%	Beat
Q3 2023	Oct 24, 2023	$0.86	$0.86	$0.94	+9.30%	Beat
Q2 2023	Jul 19, 2023	$0.93	$0.95	$0.85	-8.60%	Missed
Q1 2023	Apr 19, 2023	$0.96	$0.96	$1.06	+10.42%	Beat