N NATL

National Interstate Corp

$43.70

-0.18% ($0.08)

Volume 943,098

52W High $48.50

52W Low $22.30

Market Cap $3.00B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.89

Whisper EPS

$0.91

1.9% above consensus

Last Quarter

$1.49

Current Streak

2 Beats

Avg Surprise (4Q)

-5.66%

Next Earnings Report

Reports in 29 days

Report Date May 6, 2026

Whisper Spread +1.88%

Consensus Estimate

$0.89

Official analyst average

Whisper Number

$0.91

What traders expect

Bullish Sentiment: The whisper number is 1.9% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 11 quarters

Price Movement Around Earnings

Q4 2025 Feb 26, 2026

1-Day: +5.76%

5-Day: +14.78%

Q3 2025 Nov 5, 2025

1-Day: -7.48%

5-Day: -5.13%

Q2 2025 Aug 7, 2025

1-Day: -0.72%

5-Day: -1.82%

Q2 2025 Aug 6, 2025

1-Day: +15.02%

5-Day: +10.49%

Revenue & Financial Performance

Revenue Whisper

$1.65B

TWN Proprietary Estimate

Last Quarter Revenue

$1.19B

+7.6% YoY

Gross Margin

26.1%

Net Margin: 7.0%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$1.19B	+7.6%	26.1%	32.1%	$83.0M
Q3'25	$1.08B	+0.0%	24.3%	11.0%	$24.0M
Q2'25	$1.10B	+2.2%	22.9%	-10.9%	$45.0M
Q1'25	$980.0M	-6.7%	24.0%	9.8%	$17.0M
Q4'24	$1.11B	+0.9%	26.8%	13.6%	$46.0M
Q3'24	$1.08B	+1.0%	24.3%	11.0%	$24.0M
Q2'24	$1.08B	+3.9%	23.2%	-10.0%	$30.0M
Q1'24	$1.05B	+6.5%	21.1%	6.9%	-$8.0M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Feb 26, 2026	$1.36	$1.27	$1.49	+9.72%	Beat
Q3 2025	Nov 5, 2025	$1.07	$1.07	$1.09	+1.87%	Beat
Q2 2025	Aug 7, 2025	$0.84	$0.89	$0.60	-28.57%	Missed
Q2 2025	Aug 6, 2025	$0.84	$0.89	$0.93	+10.71%	Beat
Q1 2025	May 8, 2025	$0.57	$0.63	$0.23	-59.29%	Missed
Q1 2025	May 7, 2025	$0.57	$0.64	$0.64	+13.27%	Met
Q4 2024	Mar 3, 2025	$0.80	$0.88	$1.11	+38.75%	Beat
Q3 2024	Nov 12, 2024	$0.65	$0.70	$0.89	+36.92%	Beat
Q2 2024	Aug 13, 2024	$0.69	$0.74	$0.81	+17.39%	Beat
Q1 2024	May 13, 2024	$0.37	$0.37	$0.41	+10.81%	Beat
Q4 2023	Feb 14, 2024	$0.00	--	$0.69	--	--
Q3 2023	Nov 14, 2023	--	--	-$0.82	--	--