F FLG

New York Community Bancorp Inc

$13.48

+0.82% (+$0.11)

Volume 4.41M

52W High $14.54

52W Low $9.64

Market Cap $4.59B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.05

Whisper EPS

$0.05

8.2% above consensus

Last Quarter

$0.06

Current Streak

1 Beat

Avg Surprise (4Q)

+34.27%

Next Earnings Report

Reports in 16 days

Report Date Apr 23, 2026

Whisper Spread +8.16%

Consensus Estimate

$0.05

Official analyst average

Whisper Number

$0.05

What traders expect

Bullish Sentiment: The whisper number is 8.2% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 28, 2026

1-Day: +4.64%

5-Day: +4.33%

Q3 2025 Oct 24, 2025

5-Day: -4.79%

Q2 2025 Jul 25, 2025

5-Day: +0.26%

Q1 2025 Apr 25, 2025

5-Day: -0.17%

Revenue & Financial Performance

Revenue Whisper

$1.41B

TWN Proprietary Estimate

Last Quarter Revenue

$1.11B

-22.3% YoY

Gross Margin

46.7%

Net Margin: 2.6%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$1.11B	-22.3%	46.7%	4.0%	$29.0M
Q3'25	$1.16B	-29.5%	38.5%	-3.5%	-$36.0M
Q2'25	$1.22B	-26.6%	35.4%	-6.6%	-$70.0M
Q1'25	$1.24B	-24.3%	33.0%	-9.7%	-$100.0M
Q4'24	$1.43B	-9.6%	27.3%	-16.6%	-$188.0M
Q3'24	$1.65B	-1.5%	23.1%	-20.3%	-$280.0M
Q2'24	$1.66B	+0.2%	16.9%	-25.5%	-$323.0M
Q1'24	$1.64B	+45.3%	26.7%	-23.2%	-$327.0M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 28, 2026	$0.04	$0.04	$0.06	+68.54%	Beat
Q3 2025	Oct 24, 2025	-$0.07	-$0.07	-$0.07	+0.00%	Met
Q2 2025	Jul 25, 2025	-$0.13	-$0.13	-$0.14	-7.69%	Missed
Q1 2025	Apr 25, 2025	-$0.28	-$0.28	-$0.23	+17.86%	Beat
Q4 2024	Jan 30, 2025	-$0.55	-$0.55	-$0.34	+38.18%	Beat
Q3 2024	Oct 25, 2024	-$0.42	-$0.42	-$0.69	-64.29%	Missed
Q2 2024	Jul 25, 2024	-$0.42	-$0.42	-$1.05	--	Missed
Q1 2024	May 1, 2024	-$0.26	-$0.26	-$0.25	+3.85%	Beat
Q4 2023	Jan 31, 2024	$0.26	$0.30	-$0.27	--	Missed
Q3 2023	Oct 26, 2023	$0.33	$0.38	$0.36	+9.09%	Missed
Q2 2023	Jul 27, 2023	$0.29	$0.33	$0.47	+62.07%	Beat
Q1 2023	Apr 28, 2023	$0.18	$0.21	$0.23	+27.78%	Beat