C COF

Capital One Financial Corp

CREDIT SERVICES · FINANCIAL SERVICES

Capital One Financial Corporation (COF), based in McLean, Virginia, is a prominent American bank renowned for its innovative credit card products and a broad array of financial services, including auto loans and retail banking. Leveraging advanced technology and robust data analytics, the company is...

$187.22

+2.85% (+$5.19)

Volume 6.29M

52W High $259.64

52W Low $174.98

Market Cap $129.59B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$4.99

Whisper EPS

$5.48

9.8% above consensus

Last Quarter

$4.42

Current Streak

1 Miss

Avg Surprise (4Q)

-1.18%

Next Earnings Report

Reports in 60 days

Report Date Jul 21, 2026

Whisper Spread +9.79%

Consensus Estimate

$4.99

Official analyst average

Whisper Number

$5.48

What traders expect

Bullish Sentiment: The whisper number is 9.8% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q1 2026 Apr 21, 2026

1-Day: -1.52%

Q4 2025 Jan 22, 2026

1-Day: -7.56%

5-Day: -7.64%

Q3 2025 Oct 21, 2025

1-Day: +1.53%

Q2 2025 Jul 22, 2025

1-Day: +0.94%

Revenue & Financial Performance

Revenue Whisper

$18.90B

TWN Proprietary Estimate

Last Quarter Revenue

$19.32B

+44.1% YoY

Gross Margin

57.8%

Net Margin: 11.3%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q1'26	$19.32B	+44.1%	57.8%	14.0%	$2.17B
Q4'25	$19.61B	+42.0%	57.4%	10.7%	$2.13B
Q3'25	$19.82B	+43.7%	64.3%	22.1%	$3.19B
Q2'25	$16.41B	+23.7%	7.0%	-36.1%	-$4.28B
Q1'25	$13.41B	+2.4%	56.9%	12.9%	$1.40B
Q4'24	$13.81B	+5.2%	54.7%	10.6%	$1.10B
Q3'24	$13.80B	+7.7%	54.6%	16.1%	$1.78B
Q2'24	$13.27B	+10.0%	42.4%	4.9%	$597.0M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q1 2026	Apr 21, 2026	$4.57	$5.10	$4.42	-3.28%	Missed
Q4 2025	Jan 22, 2026	$3.23	$4.68	$3.26	+0.93%	Missed
Q3 2025	Oct 21, 2025	$4.36	$4.86	$5.95	+36.47%	Beat
Q2 2025	Jul 22, 2025	$3.72	$3.90	$5.48	+47.31%	Beat
Q1 2025	Apr 22, 2025	$3.65	$3.76	$4.06	+11.23%	Beat
Q4 2024	Jan 21, 2025	$2.80	$2.76	$3.09	+10.36%	Beat
Q3 2024	Oct 24, 2024	$3.76	$3.77	$4.51	+19.95%	Beat
Q2 2024	Jul 23, 2024	$3.39	$3.51	$3.14	-7.37%	Missed
Q1 2024	Apr 25, 2024	$3.38	$3.38	$3.21	-5.03%	Missed
Q4 2023	Jan 25, 2024	$2.67	$2.63	$2.24	-16.10%	Missed
Q3 2023	Oct 26, 2023	$3.24	$3.01	$4.45	+37.35%	Beat
Q2 2023	Jul 20, 2023	$3.24	$2.88	$3.52	+8.64%	Beat