A AX

Axos Financial Inc

$85.36

-0.71% ($0.61)

Volume 276,709

52W High $101.92

52W Low $54.46

Market Cap $3.44B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$2.16

Whisper EPS

$2.26

4.7% above consensus

Last Quarter

$2.25

Current Streak

6 Beats

Avg Surprise (4Q)

+6.93%

Next Earnings Report

Reports in 22 days

Report Date Apr 29, 2026

Whisper Spread +4.75%

Consensus Estimate

$2.16

Official analyst average

Whisper Number

$2.26

What traders expect

Bullish Sentiment: The whisper number is 4.7% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 29, 2026

1-Day: +4.60%

5-Day: +3.32%

Q3 2025 Oct 29, 2025

1-Day: +0.70%

5-Day: +0.77%

Q2 2025 Jul 30, 2025

1-Day: +1.24%

5-Day: +0.28%

Q1 2025 Apr 29, 2025

1-Day: -0.72%

Revenue & Financial Performance

Revenue Whisper

$554.0M

TWN Proprietary Estimate

Last Quarter Revenue

$562.9M

+17.4% YoY

Gross Margin

63.2%

Net Margin: 22.8%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$562.9M	+17.4%	63.2%	31.2%	$128.4M
Q3'25	$493.9M	-2.9%	61.1%	30.4%	$112.4M
Q2'25	$479.4M	-0.2%	63.0%	32.5%	$110.7M
Q1'25	$461.9M	-2.2%	62.8%	32.1%	$105.2M
Q4'24	$479.6M	+14.1%	60.8%	31.4%	$104.7M
Q3'24	$508.6M	+28.9%	59.5%	31.3%	$112.3M
Q2'24	$480.4M	+27.9%	58.5%	30.1%	$104.9M
Q1'24	$472.3M	+40.5%	60.2%	32.9%	$110.7M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 29, 2026	$2.07	$2.16	$2.25	+8.70%	Beat
Q3 2025	Oct 29, 2025	$1.92	$2.01	$2.07	+7.81%	Beat
Q2 2025	Jul 30, 2025	$1.81	$1.88	$1.94	+7.18%	Beat
Q1 2025	Apr 29, 2025	$1.74	$1.83	$1.81	+4.02%	Met
Q4 2024	Jan 28, 2025	$1.74	$1.99	$1.82	+4.60%	Missed
Q3 2024	Oct 30, 2024	$1.78	$2.02	$1.96	+10.11%	Missed
Q2 2024	Jul 30, 2024	$1.81	$2.08	$1.80	-0.55%	Missed
Q1 2024	Apr 30, 2024	$1.70	$1.93	$1.91	+12.35%	Met
Q4 2023	Jan 30, 2024	$1.38	$1.46	$2.62	+89.86%	Beat
Q3 2023	Oct 26, 2023	$1.36	$1.43	$1.38	+1.47%	Missed
Q2 2023	Jul 27, 2023	$1.27	$1.29	$1.46	+14.96%	Beat
Q1 2023	Apr 27, 2023	$1.20	$1.21	$1.32	+10.00%	Beat