A ALLY

Ally Financial Inc

$39.84

+0.18% (+$0.07)

Volume 2.31M

52W High $47.27

52W Low $29.52

Market Cap $9.72B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$0.96

Whisper EPS

$0.82

15.0% below consensus

Last Quarter

$1.09

Current Streak

3 Beats

Avg Surprise (4Q)

-307.12%

Next Earnings Report

Reports in 9 days

Report Date Apr 16, 2026

Whisper Spread -15.00%

Consensus Estimate

$0.96

Official analyst average

Whisper Number

$0.82

What traders expect

Cautious Sentiment: The whisper number is 15.0% below consensus, suggesting traders are skeptical. Meeting consensus may not be enough to satisfy the market.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Jan 21, 2026

1-Day: -1.04%

5-Day: -0.52%

Q3 2025 Oct 17, 2025

5-Day: +1.96%

Q2 2025 Jul 18, 2025

5-Day: -1.10%

Q1 2025 Apr 17, 2025

5-Day: -0.70%

Revenue & Financial Performance

Revenue Whisper

$3.94B

TWN Proprietary Estimate

Last Quarter Revenue

$3.94B

-2.4% YoY

Gross Margin

48.0%

Net Margin: 8.3%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$3.94B	-2.4%	48.0%	9.8%	$327.0M
Q3'25	$3.95B	-5.5%	49.5%	13.0%	$398.0M
Q2'25	$3.88B	-3.9%	49.0%	11.3%	$352.0M
Q1'25	$3.43B	-16.8%	45.6%	-8.3%	-$225.0M
Q4'24	$4.04B	-3.8%	41.7%	4.3%	$108.0M
Q3'24	$4.18B	+3.9%	39.5%	5.6%	$357.0M
Q2'24	$4.03B	+2.2%	42.4%	6.4%	$294.0M
Q1'24	$4.12B	+8.4%	41.0%	4.4%	$143.0M

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Jan 21, 2026	$1.02	$0.87	$1.09	+6.86%	Beat
Q3 2025	Oct 17, 2025	$1.01	$0.86	$1.15	+13.86%	Beat
Q2 2025	Jul 18, 2025	$0.81	$0.69	$0.99	+22.22%	Beat
Q1 2025	Apr 17, 2025	$0.07	$0.08	-$0.82	--	Missed
Q4 2024	Jan 22, 2025	$0.58	$0.67	$0.78	+34.48%	Beat
Q3 2024	Oct 18, 2024	$0.52	$0.58	$0.95	+82.69%	Beat
Q2 2024	Jul 17, 2024	$0.63	$0.67	$0.97	+53.97%	Beat
Q1 2024	Apr 18, 2024	$0.33	$0.33	$0.45	+36.36%	Beat
Q4 2023	Jan 19, 2024	$0.45	$0.47	$0.45	+0.00%	Missed
Q3 2023	Oct 18, 2023	$0.80	$0.79	$0.83	+3.75%	Beat
Q2 2023	Jul 19, 2023	$0.94	$0.91	$0.96	+2.13%	Beat
Q1 2023	Apr 19, 2023	$0.87	$0.86	$0.82	-5.75%	Missed