A AFL

Aflac Inc

INSURANCE - LIFE · FINANCIAL SERVICES

Aflac Incorporated (ticker: AFL) is a leading provider of supplemental insurance in the U.S., renowned for its extensive portfolio designed to mitigate the financial burden of unexpected medical costs. With a strong foothold in both the U.S. and Japan, the company specializes in critical areas such ...

$110.48

+0.77% (+$0.84)

Volume 1.44M

52W High $119.32

52W Low $96.95

Market Cap $58.64B

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What to Watch This Quarter

Based on historical data

Consensus EPS

$1.82

Whisper EPS

$1.90

4.3% above consensus

Last Quarter

$1.57

Current Streak

2 Misss

Avg Surprise (4Q)

+9.27%

Next Earnings Report

Reports in 21 days

Report Date Apr 28, 2026

Whisper Spread +4.31%

Consensus Estimate

$1.82

Official analyst average

Whisper Number

$1.90

What traders expect

Bullish Sentiment: The whisper number is 4.3% above consensus, suggesting traders expect a strong beat. The stock may be priced for upside surprise.

Price Chart

EPS History: Consensus vs Actual

Last 12 quarters

Price Movement Around Earnings

Q4 2025 Feb 4, 2026

1-Day: +3.39%

5-Day: -0.37%

Q4 2025 Feb 3, 2026

1-Day: +1.41%

Q3 2025 Nov 4, 2025

1-Day: +2.23%

Q2 2025 Aug 5, 2025

1-Day: +3.43%

Revenue & Financial Performance

Revenue Whisper

$5.08B

TWN Proprietary Estimate

Last Quarter Revenue

$4.90B

-11.0% YoY

Gross Margin

59.9%

Net Margin: 28.2%

Quarter	Revenue	YoY Growth	Gross Margin	Op Margin	Net Income
Q4'25	$4.90B	-11.0%	59.9%	32.7%	$1.38B
Q3'25	$4.79B	+57.9%	43.9%	41.6%	$1.64B
Q2'25	$4.22B	-18.2%	28.1%	19.5%	$599.0M
Q1'25	$3.45B	-36.5%	14.2%	4.2%	$29.0M
Q4'24	$5.50B	+42.6%	46.0%	38.8%	$1.90B
Q3'24	$3.04B	-39.7%	15.8%	3.0%	-$93.0M
Q2'24	$5.16B	-0.3%	45.3%	39.2%	$1.76B
Q1'24	$5.44B	+12.5%	45.5%	39.9%	$1.88B

Historical Earnings

Last 12 quarters

Quarter	Date	Consensus	Whisper	Actual EPS	Surprise %	Result
Q4 2025	Feb 4, 2026	$1.70	$1.78	$1.57	-7.65%	Missed
Q4 2025	Feb 3, 2026	$1.70	$1.78	$1.57	-7.65%	Missed
Q3 2025	Nov 4, 2025	$1.74	$1.80	$2.49	+43.10%	Beat
Q2 2025	Aug 5, 2025	$1.71	$1.79	$1.73	+1.17%	Missed
Q1 2025	Apr 30, 2025	$1.67	$1.79	$1.66	-0.60%	Missed
Q4 2024	Feb 5, 2025	$1.62	$1.71	$1.56	-3.70%	Missed
Q3 2024	Oct 30, 2024	$1.68	$1.78	$2.16	+28.57%	Beat
Q2 2024	Jul 31, 2024	$1.60	$1.68	$1.83	+14.37%	Beat
Q1 2024	May 1, 2024	$1.58	$1.68	$1.66	+5.06%	Met
Q4 2023	Jan 31, 2024	$1.45	$1.57	$1.25	-13.79%	Missed
Q3 2023	Nov 1, 2023	$1.49	$1.56	$1.84	+23.49%	Beat
Q2 2023	Aug 1, 2023	$1.44	$1.53	$1.62	+12.50%	Beat